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Notice the Title Agency, LLC 3850 E Indian School Rd. Phoenix, AZ 85024 480.219.9918 Notice Last Updated: January 1, 2026 The Title Agency, LLC (\"we,\" \"us,\" or \"our\") is committed to protecting your privacy. This Privacy Policy (\"Policy\") explains how we collect, use, store, share, and protect your information. It applies when you:  Access or use our websites, web-based applications, or other digital platforms where this Policy is posted (\"Sites\"); Use our products and services, including title insurance and escrow services (\"Services\"); Communicate with us in any manner, including by email, in-person, telephone, or other methods (\"Communications\"); or When we obtain your information from third parties, such as service providers, business partners, or governmental departments and agencies (\"Third Parties\"). This Policy applies wherever it is posted and is governed by the laws of the State of Arizona. What Types of Information Do We Collect? We collect nonpublic personal information (NPI) and other information about you to provide title and escrow services. NPI includes personally identifiable financial information that is not publicly available. Categories of information we collect include: Personal identifiers (e.g., names, addresses, email addresses, telephone numbers, Social Security numbers); Financial information (e.g., bank account details, payment information);  Transaction and property information (e.g., real estate records, escrow details); Communications (e.g., emails, phone records); and  Other information required to provide Services or comply with legal obligations. We do not collect sensitive medical information unless required for specific Services. A more comprehensive list can be found at https://www.thetitleagency.com/privacypolicy. How Do We Collect Your Information? We collect information: 1. Directly from you (e.g., through applications, forms, or Communications); 2. Automatically when you interact with our Sites (e.g., through cookies or usage data); and 3. From Third Parties (e.g., lenders, real estate agents, credit reporting agencies, public records, or government entities). How Do We Use Your Information? We use your information to:  Provide and manage requested Services (e.g., processing title insurance, escrow transactions);  Fulfill transactions and contracts;  Comply with legal and regulatory obligations (e.g., anti-fraud measures, reporting to government agencies);  Improve our Sites and Services;  Respond to your Communications; and  Prevent fraud or handle claims. How Do We Share Your Information? We do not sell your personal information or NPI. We comply with the federal Gramm-Leach-Bliley Act (GLBA) and Arizona insurance privacy laws (A.R.S. Title 20, Chapter 11), which strictly limit sharing of NPI. We only share information as permitted by law, including:  With your consent or at your direction;  With affiliates and subsidiaries (e.g., for operational purposes, but limited under Arizona law to necessary marketing or servicing with confidentiality agreements);  With nonaffiliated Third Parties: To service providers who assist us in providing Services (e.g., underwriters, escrow agents, vendors), under contracts requiring confidentiality and prohibiting further disclosure; As necessary to complete transactions or service your account; For legal processes, fraud prevention, or protection of our rights; or In connection with a business transfer (e.g., merger or sale).  As required or permitted by law (e.g., to government agencies or in response to subpoenas). We do not share NPI with nonaffiliates for marketing purposes without your consent, and we limit affiliate sharing accordingly. How Do We Store and Protect Your Information? We take commercially reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, use, or disclosure, in compliance with GLBA Safeguards Rule and industry standards (including ALTA Best Practices). These include encryption, access controls, employee training, and secure data storage. However, no system is 100% secure, and we cannot guarantee absolute security against all threats. How Long Do We Keep Your Information? We retain information as long as necessary for the purposes collected, to meet business needs, and to comply with legal, regulatory, and record-keeping obligations (e.g., real estate transaction records may be kept longer due to statutory requirements). Your Choices and Rights You have rights regarding your information under applicable laws, including GLBA and Arizona statutes:  Access and Correction: You may request access to your NPI or request corrections if inaccurate.  Opt-Out: Where permitted sharing requires opt-out rights (e.g., certain nonaffiliated marketing), we will provide instructions.  Limits on Sharing: Contact us to discuss options or exercise choices. To exercise these rights, contact us at Escrows@thetitleagency.com 480.219.9918 3850 E Indian School Rd. Phoenix, AZ 85018. We will respond in accordance with law. International Users Our Services are offered in the United States and subject to U.S. federal, state, and local laws. If you access from outside the U.S., your information may be transferred to and processed in the U.S. By using our Services, you consent to this transfer and processing. Changes to This Policy We may update this Policy from time to time. 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Notice\r\n\nthe Title Agency, LLC 3850 E Indian School Rd. Phoenix, AZ 85024 480.219.9918\r\n\nNotice Last Updated: January 1, 2026\r\n\nThe Title Agency, LLC (\"we,\" \"us,\" or \"our\") is committed to protecting your privacy. This Privacy Policy (\"Policy\")\rexplains how we collect, use, store, share, and protect your information. It applies when you:\r \n\nAccess or use our websites, web-based applications, or other digital platforms where this Policy is posted (\"Sites\");\r\nUse our products and services, including title insurance and escrow services (\"Services\");  \nCommunicate with us in any manner, including by email, in-person, telephone, or other methods\r(\"Communications\"); or \nWhen we obtain your information from third parties, such as service providers, business partners, or governmental\rdepartments and agencies (\"Third Parties\").\r\n\nThis Policy applies wherever it is posted and is governed by the laws of the State of Arizona.\r\n\nWhat Types of Information Do We Collect?\r\n\nWe collect nonpublic personal information (NPI) and other information about you to provide title and escrow\rservices. NPI includes personally identifiable financial information that is not publicly available.\r\n\nCategories of information we collect include:\r\nPersonal identifiers (e.g., names, addresses, email addresses, telephone numbers, Social Security numbers);\rFinancial information (e.g., bank account details, payment information);\r \nTransaction and property information (e.g., real estate records, escrow details);  \nCommunications (e.g., emails, phone records); and\r \nOther information required to provide Services or comply with legal obligations.\r\n\nWe do not collect sensitive medical information unless required for specific Services. A more comprehensive list can\rbe found at https://www.thetitleagency.com/privacypolicy.\n\nHow Do We Collect Your Information?\r\nWe collect information:\r\n1. Directly from you (e.g., through applications, forms, or Communications);\r\n2. Automatically when you interact with our Sites (e.g., through cookies or usage data); and\r\n3. From Third Parties (e.g., lenders, real estate agents, credit reporting agencies, public records, or government\rentities).\r\n\nHow Do We Use Your Information?\r\n\nWe use your information to:\r \n\nProvide and manage requested Services (e.g., processing title insurance, escrow transactions);\r \nFulfill transactions and contracts;\r \nComply with legal and regulatory obligations (e.g., anti-fraud measures, reporting to government agencies);\r Improve our Sites and Services;\r \nRespond to your Communications; and\r \nPrevent fraud or handle claims.\r\n\nHow Do We Share Your Information?\r\n\nWe do not sell your personal information or NPI.\r\n\nWe comply with the federal Gramm-Leach-Bliley Act (GLBA) and Arizona insurance privacy laws (A.R.S. Title 20,\rChapter 11), which strictly limit sharing of NPI. We only share information as permitted by law, including:\r \n\nWith your consent or at your direction;\r \nWith affiliates and subsidiaries (e.g., for operational purposes, but limited under Arizona law to necessary\rmarketing or servicing with confidentiality agreements);\r\nWith nonaffiliated Third Parties:\nTo service providers who assist us in providing Services (e.g., underwriters, escrow agents, vendors),\runder contracts requiring confidentiality and prohibiting further disclosure;\r\nAs necessary to complete transactions or service your account;\r\nFor legal processes, fraud prevention, or protection of our rights; or\r\nIn connection with a business transfer (e.g., merger or sale).\r\n\nAs required or permitted by law (e.g., to government agencies or in response to subpoenas).\rWe do not share NPI with nonaffiliates for marketing purposes without your consent, and we limit affiliate sharing\raccordingly.\rHow Do We Store and Protect Your Information?\rWe take commercially reasonable administrative, technical, and physical safeguards to protect your information from\runauthorized access, use, or disclosure, in compliance with GLBA Safeguards Rule and industry standards (including\rALTA Best Practices). These include encryption, access controls, employee training, and secure data storage.\rHowever, no system is 100% secure, and we cannot guarantee absolute security against all threats.\rHow Long Do We Keep Your Information?\rWe retain information as long as necessary for the purposes collected, to meet business needs, and to comply with\rlegal, regulatory, and record-keeping obligations (e.g., real estate transaction records may be kept longer due to\rstatutory requirements).\rYour Choices and Rights\rYou have rights regarding your information under applicable laws, including GLBA and Arizona statutes:\r Access and Correction: You may request access to your NPI or request corrections if inaccurate.\r Opt-Out: Where permitted sharing requires opt-out rights (e.g., certain nonaffiliated marketing), we will provide\rinstructions.\r Limits on Sharing: Contact us to discuss options or exercise choices.\rTo exercise these rights, contact us at Escrows@thetitleagency.com 480.219.9918 3850 E Indian School Rd.\rPhoenix, AZ 85018. We will respond in accordance with law.\rInternational Users\rOur Services are offered in the United States and subject to U.S. federal, state, and local laws. If you access from\routside the U.S., your information may be transferred to and processed in the U.S. By using our Services, you consent\rto this transfer and processing.\rChanges to This Policy\rWe may update this Policy from time to time. Changes will be posted here with an updated effective date. Material\rchanges may be notified by email or other means. Your continued use of our Sites, Services, or Communications after\rchanges constitutes acceptance.\rPrivacy Notice\rthe Title Agency, LLC 3850 E Indian School Rd. Phoenix, AZ 85024 480.219.9918\rContact Us\rIf you have questions about this Policy, contact us at 3850 E Indian School Rd., Phoenix, AZ 85024\rWe may change this Privacy Notice from time to time. Any and all changes to this Privacy Notice will be reflected on\rthis page, and where appropriate provided in person or by another electronic method. YOUR CONTINUED USE,\rACCESS, OR INTERACTION WITH OUR PRODUCTS OR YOUR CONTINUED COMMUNICATIONS WITH US\rAFTER THIS NOTICE HAS BEEN PROVIDED TO YOU WILL REPRESENT THAT YOU HAVE READ AND\rUNDERSTOOD THIS PRIVACY NOTICE. THIS PRIVACY NOTICE IS GOVERNED BY THE LAWS OF THE STATE\rOF ARIZONA, WITHOUT REGARD TO CONFLICT OF LAW 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Phoenix, AZ 85024 480.219.9918 Notice Last Updated: January 1, 2026 The Title Agency, LLC (\"we,\" \"us,\" or \"our\") is committed to protecting your privacy. This Privacy Policy (\"Policy\") explains how we collect, use, store, share, and protect your information. It applies when you:  Access or use our websites, web-based applications, or other digital platforms where this Policy is posted (\"Sites\"); Use our products and services, including title insurance and escrow services (\"Services\"); Communicate with us in any manner, including by email, in-person, telephone, or other methods (\"Communications\"); or When we obtain your information from third parties, such as service providers, business partners, or governmental departments and agencies (\"Third Parties\"). This Policy applies wherever it is posted and is governed by the laws of the State of Arizona. What Types of Information Do We Collect? We collect nonpublic personal information (NPI) and other information about you to provide title and escrow services. NPI includes personally identifiable financial information that is not publicly available. Categories of information we collect include: Personal identifiers (e.g., names, addresses, email addresses, telephone numbers, Social Security numbers); Financial information (e.g., bank account details, payment information);  Transaction and property information (e.g., real estate records, escrow details); Communications (e.g., emails, phone records); and  Other information required to provide Services or comply with legal obligations. We do not collect sensitive medical information unless required for specific Services. A more comprehensive list can be found at https://www.thetitleagency.com/privacypolicy. How Do We Collect Your Information? We collect information: 1. Directly from you (e.g., through applications, forms, or Communications); 2. Automatically when you interact with our Sites (e.g., through cookies or usage data); and 3. From Third Parties (e.g., lenders, real estate agents, credit reporting agencies, public records, or government entities). How Do We Use Your Information? We use your information to:  Provide and manage requested Services (e.g., processing title insurance, escrow transactions);  Fulfill transactions and contracts;  Comply with legal and regulatory obligations (e.g., anti-fraud measures, reporting to government agencies);  Improve our Sites and Services;  Respond to your Communications; and  Prevent fraud or handle claims. How Do We Share Your Information? We do not sell your personal information or NPI. We comply with the federal Gramm-Leach-Bliley Act (GLBA) and Arizona insurance privacy laws (A.R.S. Title 20, Chapter 11), which strictly limit sharing of NPI. We only share information as permitted by law, including:  With your consent or at your direction;  With affiliates and subsidiaries (e.g., for operational purposes, but limited under Arizona law to necessary marketing or servicing with confidentiality agreements);  With nonaffiliated Third Parties: To service providers who assist us in providing Services (e.g., underwriters, escrow agents, vendors), under contracts requiring confidentiality and prohibiting further disclosure; As necessary to complete transactions or service your account; For legal processes, fraud prevention, or protection of our rights; or In connection with a business transfer (e.g., merger or sale).  As required or permitted by law (e.g., to government agencies or in response to subpoenas). We do not share NPI with nonaffiliates for marketing purposes without your consent, and we limit affiliate sharing accordingly. How Do We Store and Protect Your Information? We take commercially reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, use, or disclosure, in compliance with GLBA Safeguards Rule and industry standards (including ALTA Best Practices). These include encryption, access controls, employee training, and secure data storage. However, no system is 100% secure, and we cannot guarantee absolute security against all threats. How Long Do We Keep Your Information? We retain information as long as necessary for the purposes collected, to meet business needs, and to comply with legal, regulatory, and record-keeping obligations (e.g., real estate transaction records may be kept longer due to statutory requirements). Your Choices and Rights You have rights regarding your information under applicable laws, including GLBA and Arizona statutes:  Access and Correction: You may request access to your NPI or request corrections if inaccurate.  Opt-Out: Where permitted sharing requires opt-out rights (e.g., certain nonaffiliated marketing), we will provide instructions.  Limits on Sharing: Contact us to discuss options or exercise choices. To exercise these rights, contact us at Escrows@thetitleagency.com 480.219.9918 3850 E Indian School Rd. Phoenix, AZ 85018. We will respond in accordance with law. International Users Our Services are offered in the United States and subject to U.S. federal, state, and local laws. If you access from outside the U.S., your information may be transferred to and processed in the U.S. By using our Services, you consent to this transfer and processing. Changes to This Policy We may update this Policy from time to time. Changes will be posted here with an updated effective date. Material changes may be notified by email or other means. Your continued use of our Sites, Services, or Communications after changes constitutes acceptance. Privacy Notice the Title Agency, LLC 3850 E Indian School Rd. Phoenix, AZ 85024 480.219.9918 Contact Us If you have questions about this Policy, contact us at 3850 E Indian School Rd., Phoenix, AZ 85024 We may change this Privacy Notice from time to time. Any and all changes to this Privacy Notice will be reflected on this page, and where appropriate provided in person or by another electronic method. YOUR CONTINUED USE, ACCESS, OR INTERACTION WITH OUR PRODUCTS OR YOUR CONTINUED COMMUNICATIONS WITH US AFTER THIS NOTICE HAS BEEN PROVIDED TO YOU WILL REPRESENT THAT YOU HAVE READ AND UNDERSTOOD THIS PRIVACY NOTICE. THIS PRIVACY NOTICE IS GOVERNED BY THE LAWS OF THE STATE OF ARIZONA, WITHOUT REGARD TO CONFLICT OF LAW 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Notice\r\n\nthe Title Agency, LLC 3850 E Indian School Rd. Phoenix, AZ 85024 480.219.9918\r\n\nNotice Last Updated: January 1, 2026\r\n\nThe Title Agency, LLC (\"we,\" \"us,\" or \"our\") is committed to protecting your privacy. This Privacy Policy (\"Policy\")\rexplains how we collect, use, store, share, and protect your information. It applies when you:\r \n\nAccess or use our websites, web-based applications, or other digital platforms where this Policy is posted (\"Sites\");\r\nUse our products and services, including title insurance and escrow services (\"Services\");  \nCommunicate with us in any manner, including by email, in-person, telephone, or other methods\r(\"Communications\"); or \nWhen we obtain your information from third parties, such as service providers, business partners, or governmental\rdepartments and agencies (\"Third Parties\").\r\n\nThis Policy applies wherever it is posted and is governed by the laws of the State of Arizona.\r\n\nWhat Types of Information Do We Collect?\r\n\nWe collect nonpublic personal information (NPI) and other information about you to provide title and escrow\rservices. NPI includes personally identifiable financial information that is not publicly available.\r\n\nCategories of information we collect include:\r\nPersonal identifiers (e.g., names, addresses, email addresses, telephone numbers, Social Security numbers);\rFinancial information (e.g., bank account details, payment information);\r \nTransaction and property information (e.g., real estate records, escrow details);  \nCommunications (e.g., emails, phone records); and\r \nOther information required to provide Services or comply with legal obligations.\r\n\nWe do not collect sensitive medical information unless required for specific Services. A more comprehensive list can\rbe found at https://www.thetitleagency.com/privacypolicy.\n\nHow Do We Collect Your Information?\r\nWe collect information:\r\n1. Directly from you (e.g., through applications, forms, or Communications);\r\n2. Automatically when you interact with our Sites (e.g., through cookies or usage data); and\r\n3. From Third Parties (e.g., lenders, real estate agents, credit reporting agencies, public records, or government\rentities).\r\n\nHow Do We Use Your Information?\r\n\nWe use your information to:\r \n\nProvide and manage requested Services (e.g., processing title insurance, escrow transactions);\r \nFulfill transactions and contracts;\r \nComply with legal and regulatory obligations (e.g., anti-fraud measures, reporting to government agencies);\r Improve our Sites and Services;\r \nRespond to your Communications; and\r \nPrevent fraud or handle claims.\r\n\nHow Do We Share Your Information?\r\n\nWe do not sell your personal information or NPI.\r\n\nWe comply with the federal Gramm-Leach-Bliley Act (GLBA) and Arizona insurance privacy laws (A.R.S. Title 20,\rChapter 11), which strictly limit sharing of NPI. We only share information as permitted by law, including:\r \n\nWith your consent or at your direction;\r \nWith affiliates and subsidiaries (e.g., for operational purposes, but limited under Arizona law to necessary\rmarketing or servicing with confidentiality agreements);\r\nWith nonaffiliated Third Parties:\nTo service providers who assist us in providing Services (e.g., underwriters, escrow agents, vendors),\runder contracts requiring confidentiality and prohibiting further disclosure;\r\nAs necessary to complete transactions or service your account;\r\nFor legal processes, fraud prevention, or protection of our rights; or\r\nIn connection with a business transfer (e.g., merger or sale).\r\n\nAs required or permitted by law (e.g., to government agencies or in response to subpoenas).\rWe do not share NPI with nonaffiliates for marketing purposes without your consent, and we limit affiliate sharing\raccordingly.\rHow Do We Store and Protect Your Information?\rWe take commercially reasonable administrative, technical, and physical safeguards to protect your information from\runauthorized access, use, or disclosure, in compliance with GLBA Safeguards Rule and industry standards (including\rALTA Best Practices). These include encryption, access controls, employee training, and secure data storage.\rHowever, no system is 100% secure, and we cannot guarantee absolute security against all threats.\rHow Long Do We Keep Your Information?\rWe retain information as long as necessary for the purposes collected, to meet business needs, and to comply with\rlegal, regulatory, and record-keeping obligations (e.g., real estate transaction records may be kept longer due to\rstatutory requirements).\rYour Choices and Rights\rYou have rights regarding your information under applicable laws, including GLBA and Arizona statutes:\r Access and Correction: You may request access to your NPI or request corrections if inaccurate.\r Opt-Out: Where permitted sharing requires opt-out rights (e.g., certain nonaffiliated marketing), we will provide\rinstructions.\r Limits on Sharing: Contact us to discuss options or exercise choices.\rTo exercise these rights, contact us at Escrows@thetitleagency.com 480.219.9918 3850 E Indian School Rd.\rPhoenix, AZ 85018. We will respond in accordance with law.\rInternational Users\rOur Services are offered in the United States and subject to U.S. federal, state, and local laws. If you access from\routside the U.S., your information may be transferred to and processed in the U.S. By using our Services, you consent\rto this transfer and processing.\rChanges to This Policy\rWe may update this Policy from time to time. Changes will be posted here with an updated effective date. Material\rchanges may be notified by email or other means. Your continued use of our Sites, Services, or Communications after\rchanges constitutes acceptance.\rPrivacy Notice\rthe Title Agency, LLC 3850 E Indian School Rd. Phoenix, AZ 85024 480.219.9918\rContact Us\rIf you have questions about this Policy, contact us at 3850 E Indian School Rd., Phoenix, AZ 85024\rWe may change this Privacy Notice from time to time. Any and all changes to this Privacy Notice will be reflected on\rthis page, and where appropriate provided in person or by another electronic method. YOUR CONTINUED USE,\rACCESS, OR INTERACTION WITH OUR PRODUCTS OR YOUR CONTINUED COMMUNICATIONS WITH US\rAFTER THIS NOTICE HAS BEEN PROVIDED TO YOU WILL REPRESENT THAT YOU HAVE READ AND\rUNDERSTOOD THIS PRIVACY NOTICE. THIS PRIVACY NOTICE IS GOVERNED BY THE LAWS OF THE STATE\rOF ARIZONA, WITHOUT REGARD TO CONFLICT OF LAW 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Date: April 29th, 2026   INTRO Welcome to THE TITLE AGENCY, LLC (“Company,” “we,” “us,” or “our”). By accessing or using our website, digital platforms, or any related services (collectively, the “Site”), you agree to the following Terms & Conditions.   If you do not agree, you should not use this Site.   SECTION 1 Use of This Website This Site is intended for general informational and educational purposes related to title insurance, escrow services, and real estate transactions.   You agree to use this Site only for lawful purposes and in a manner that does not: —  Violate any applicable laws or regulations —  Interfere with the operation or security of the Site —  Attempt to gain unauthorized access to systems or data —  Misuse or copy content for commercial use without permission   SECTION 2 No Escrow, Agency, or Professional Relationship Use of this Site does not create: —  An escrow relationship —  An agency relationship —  A fiduciary duty —  A contractual obligation   Submitting a form, downloading content, or communicating through the Site does not establish a client relationship with THE TITLE AGENCY.   An escrow relationship is created only through fully executed transaction documents and formal acceptance by our team.   SECTION 3 No Reliance on Information All content provided on this Site is for general informational purposes only.   While we aim to provide accurate and relevant information, we do not guarantee that: —  Content is complete, current, or error-free —  Information applies to your specific transaction or situation   You should not rely on this Site as legal, financial, or escrow advice. Always consult appropriate licensed professionals for your specific transaction.   SECTION 4 Intellectual Property All content on this Site, including: —  Text, graphics, branding, logos, and design —  Educational materials, guides, and downloads   is the property of THE TITLE AGENCY unless otherwise stated.   You may: —  View and use content for personal, non-commercial purposes   You may not: —  Copy, reproduce, distribute, or modify content for commercial use —  Use our branding without written permission   SECTION 5 Lead Submission & Communications By submitting your information through the Site: —  You agree that we may contact you regarding your inquiry —  You acknowledge that submitting information does not create a client relationship   Communications may include: —  Responses to inquiries —  Educational or service-related follow-up   You may opt out of marketing communications at any time.   SECTION 6 Third-Party Tools & Links This Site may include: —  Links to third-party websites —  Embedded tools or platforms (e.g., forms, scheduling, analytics)   We do not control or assume responsibility for: —  Third-party content —  Privacy practices of external sites   Use of third-party services is at your own discretion.   SECTION 7 Limitation of Liability To the fullest extent permitted by law, THE TITLE AGENCY is not liable for: —  Any indirect, incidental, or consequential damages —  Losses arising from use of or reliance on Site content —  Interruptions, errors, or security issues related to the Site   Use of this Site is at your own risk.   SECTION 8 No Guarantees We do not guarantee: —  Outcomes of any transaction —  Timelines, approvals, or results —  Availability or uninterrupted access to the Site   Any services provided are subject to separate written agreements.   SECTION 9 Indemnification You agree to indemnify and hold harmless THE TITLE AGENCY from any claims, damages, or liabilities arising from: —  Your misuse of the Site —  Your violation of these Terms   SECTION 10 Governing Law These Terms are governed by the laws of the State of Arizona, without regard to conflict of law principles.   Any disputes arising from use of this Site shall be handled in a court of competent jurisdiction within Arizona.   SECTION 11 Changes to These Terms We may update these Terms from time to time.   Updates will be posted on this page with a revised effective date. Continued use of the Site constitutes acceptance of any changes.   SECTION 12 Contact Information THE TITLE AGENCY, LLC 3850 E Indian School Rd Phoenix, AZ 85018 escrows@thetitleagency.com (480) 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Date: April 29th, 2026\n \nINTRO\nWelcome to THE TITLE AGENCY, LLC (“Company,” “we,” “us,” or “our”). By accessing or using our website, digital platforms, or any related services (collectively, the “Site”), you agree to the following Terms & Conditions.\n \nIf you do not agree, you should not use this Site.\n \nSECTION 1\nUse of This Website\nThis Site is intended for general informational and educational purposes related to title insurance, escrow services, and real estate transactions.\n \nYou agree to use this Site only for lawful purposes and in a manner that does not:\n—  Violate any applicable laws or regulations\n—  Interfere with the operation or security of the Site\n—  Attempt to gain unauthorized access to systems or data\n—  Misuse or copy content for commercial use without permission\n \nSECTION 2\nNo Escrow, Agency, or Professional Relationship\nUse of this Site does not create:\n—  An escrow relationship\n—  An agency relationship\n—  A fiduciary duty\n—  A contractual obligation\n \nSubmitting a form, downloading content, or communicating through the Site does not establish a client relationship with THE TITLE AGENCY.\n \nAn escrow relationship is created only through fully executed transaction documents and formal acceptance by our team.\n \nSECTION 3\nNo Reliance on Information\nAll content provided on this Site is for general informational purposes only.\n \nWhile we aim to provide accurate and relevant information, we do not guarantee that:\n—  Content is complete, current, or error-free\n—  Information applies to your specific transaction or situation\n \nYou should not rely on this Site as legal, financial, or escrow advice. Always consult appropriate licensed professionals for your specific transaction.\n \nSECTION 4\nIntellectual Property\nAll content on this Site, including:\n—  Text, graphics, branding, logos, and design\n—  Educational materials, guides, and downloads\n \nis the property of THE TITLE AGENCY unless otherwise stated.\n \nYou may:\n—  View and use content for personal, non-commercial purposes\n \nYou may not:\n—  Copy, reproduce, distribute, or modify content for commercial use\n—  Use our branding without written permission\n \nSECTION 5\nLead Submission & Communications\nBy submitting your information through the Site:\n—  You agree that we may contact you regarding your inquiry\n—  You acknowledge that submitting information does not create a client relationship\n \nCommunications may include:\n—  Responses to inquiries\n—  Educational or service-related follow-up\n \nYou may opt out of marketing communications at any time.\n \nSECTION 6\nThird-Party Tools & Links\nThis Site may include:\n—  Links to third-party websites\n—  Embedded tools or platforms (e.g., forms, scheduling, analytics)\n \nWe do not control or assume responsibility for:\n—  Third-party content\n—  Privacy practices of external sites\n \nUse of third-party services is at your own discretion.\n \nSECTION 7\nLimitation of Liability\nTo the fullest extent permitted by law, THE TITLE AGENCY is not liable for:\n—  Any indirect, incidental, or consequential damages\n—  Losses arising from use of or reliance on Site content\n—  Interruptions, errors, or security issues related to the Site\n \nUse of this Site is at your own risk.\n \nSECTION 8\nNo Guarantees\nWe do not guarantee:\n—  Outcomes of any transaction\n—  Timelines, approvals, or results\n—  Availability or uninterrupted access to the Site\n \nAny services provided are subject to separate written agreements.\n \nSECTION 9\nIndemnification\nYou agree to indemnify and hold harmless THE TITLE AGENCY from any claims, damages, or liabilities arising from:\n—  Your misuse of the Site\n—  Your violation of these Terms\n \nSECTION 10\nGoverning Law\nThese Terms are governed by the laws of the State of Arizona, without regard to conflict of law principles.\n \nAny disputes arising from use of this Site shall be handled in a court of competent jurisdiction within Arizona.\n \nSECTION 11\nChanges to These Terms\nWe may update these Terms from time to time.\n \nUpdates will be posted on this page with a revised effective date. Continued use of the Site constitutes acceptance of any changes.\n \nSECTION 12\nContact Information\nTHE TITLE AGENCY, LLC\n3850 E Indian School Rd\nPhoenix, AZ 85018\nescrows@thetitleagency.com\n(480) 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